body{font-family:Arial,sans-serif;margin:0;color:#333;line-height:1.7}
header{background:#0f4c81;color:#fff;padding:15px}
nav a{color:#fff;margin-right:20px;text-decoration:none}
.container{max-width:1100px;margin:auto;padding:40px 20px}
.hero{padding:80px 20px;text-align:center;background:#f5f8fc}
.footer{background:#222;color:#ddd;padding:20px;text-align:center}
.card{border:1px solid #ddd;padding:20px;border-radius:8px;margin:15px 0}
img.banner{width:100%;max-height:420px;object-fit:cover}